Helping first-time buyers get into a home

Resources to help you take the next step

Why first-time homebuyers face barriers

The growing wealth gap and rising housing costs make it harder for many people to buy a home. According to the National Association of Realtors (NAR), only 21% of homebuyers in 2025 were buying their first home — the lowest number ever recorded by NAR.

At Progressive, we believe progress is for all. Through our Open the House initiative, we're dedicated to helping first-time homebuyers secure their first home.

To help make homebuying more achievable, we offer resources for first-time buyers, including support for upfront costs like down payments and tools to guide you through the homebuying process with confidence.

pPayment® gives first-time homeowners a big boost

UpPayment is Progressive's down payment assistance program, designed to help alleviate some of the financial burden of buying a first home. In 2026, at least 200 eligible first-time homebuyers will receive up to $13,500 each in down payment assistance.

The 2026 UpPayment program is now closed. Learn more about UpPayment and check back soon for updates on next year's program.

A woman on a couch with a laptop on her lap looking at two children next to her

Resources for first-time homebuyers

Buying your first home, and your first homeowners policy, can feel overwhelming. These tools can help you understand costs, plan your budget, and learn what to expect as you move toward homeownership.